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Mountain Lake Reflection


What is E-Care?

E-Care or Electronic-Care is the healthcare provided via telemedicine and/or secure messaging platforms.

Why eliminate insurance?

We’re not advocating to eliminate insurance completely. However, we would like to see insurance reserved for high cost items such as surgeries, hospitalizations, and significant unforeseen events, not every day visits.

Who should subscribe to Direct E-Care?
  • Those who are self-employed, without insurance

  • People with ridiculously high deductibles

  • People with health shares

  • Small businesses that want to offer something to their employees in terms of "healthcare" that the business can afford

As a Medicare or Medicaid patient, can I sign up for Direct E-Care?

Yes. However, at this time, Medicare or Medicaid will not pay toward your DEC plan.

Can I get controlled substances through Direct E-Care?

No. Controlled substances are best managed by your Primary Care Provider.

What states are eligible for care?

Currently, we are serving patients in Idaho and hope to expand to other states in the near future.

So what is Direct E-Care?

In Direct E-Care, the patient pays directly to the medical provider for the care provided, without giving a huge portion of each dollar spent to insurance companies.

Okay, but how is Direct E-Care really affordable?

Only $35 per month, or $370 per year, provides unlimited telehealth visits and access to our patient portal/secure messaging. Compared to traditional insurance, which averages per person $438/month or $5,256/year (not counting co-pays and deductibles), the savings is significant. Our annual plan will save you an additional $50/year.

How many additional people can I add to my subscription?

You can add as many people to your subscription as you like. Each person added will be an additionally $35/month or $370/year.

Is Direct E-Care primary care?

No. It is to be used in parallel to primary care much like urgent care, but in an electronic/telemedicine format.

Do I still need traditional insurance?

Yes. However, it might be in your best interests to aim for a catastrophic plan with a high deductible and couple it with a Health Savings Account (HSA) OR you may want to look into a HealthShare type plan.

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